Terms range from 3 months to 5 years, but you should be aware of the special one year term they are offering right now. With a minimum deposit of only $500 to open online right now, a one year term Citibank CD rates at 2.50% annual percentage yield (APY). Interest on this and any term under one year are paid on maturity.

For shorter-term CD rates at Citibank, they are offering a 1.01% APY for a 3-month right now and the same for a six month. The same minimum deposit and interest payout applies to these Citibank CD rates.

If you’re looking for a longer term, maybe for an IRA or other use, Citibank certificate of deposit rates on their five year yields a 3.0% APY. The same $500 minimum deposit applies, but interest can be credited monthly or annually at your discretion. Non-IRA deposits can even have the interest payments paid to another Citibank account.

All accounts at Citibank are FDIC insured and, of course, Citibank CD rates are subject to change at any time. Check their website or a local branch for current Citibank certificate of deposit rates and terms and remember that some offers can be local-only, so you may run into something better in your area.