Citizens Bank CD Rates

May 5, 2010

Keeping in tune with our policy of bringing the top CD rates for you, we will turn our attention today to Citizens Bank certificate of deposit rates. The CDs offered by Citizens Bank come with a host of features that are designed to make life easy for you.  There is a full-time support available for your banking needs and you can contact the representative through email, phone or by dropping into the local branch. The minimum balance required to open a CD is $1000 and a IRA CD is $250. The best part about these CDs is that they are all insured by FDIC so you can relax and enjoy the guaranteed returns.

There are three kinds of CDs and the rates will depend on the CD chosen. The three kinds of CDs are standard, circle and circle gold. While the standard CD is open to the public, circle is available only for Circle Banking customers of Citizens Bank and Circle Gold is available only for Circle Gold banking customers. Circle Banking customers are those that have a checking and savings account with Citizens Bank while Circle Gold Banking customers are those that have a Circle Gold checking with Interest account, Circle Gold savings account and a Circle Gold money market account. The Citizens CD rates for a standard account are 0.60% for 1 year, 0.75% for 15 months, 1.25% for 2 years, 1.50% for 3 years, 1.70% for 4 years and 2.15% for 5 years respectively. The Citizens Bank CD rates for Circle customers are 0.85% for 1 year, 1.00% for 15 months, 1.50% for 2 years, 1.75% for 3 years, 1.95% for 4 years and 2.40% for 5 years respectively. The rates for Circle Gold customers are 1.10% for 1 year, 1.25% for 15 months, 1.75% for 2 years, 2.00% for 3 years, 2.20% for 4 years and 2.65% for 5 years respectively.

Posted in Citizens CD Rates