January 23, 2012
The aim of this blog is to bring you the top CD rates in the market from time to time because we believe this information is crucial for you to make informed financial choices. Today, we are going to talk about Zions Bank and the CD rates and features offered by it.
The Zions Bank CDs come with good features and varying term periods to suit the needs of many investors. Typically, investors can choose from a term of 90 days to five years. All accounts come with free access to mobile banking and online banking. To top it, all CDs are insured by FDIC and so, investors can enjoy a peace of mind and assurance that their money is in safe hands. These accounts can also be accessed at any Zions Bank branch and the minimum amount required to open an account is $1,000. There is no minimum monthly maintenance fee attached to these CDs and there is a heavy penalty for early withdrawal.
The current Zions CD rates are 0.10% APY for a period of up to six months. The Zions Bank CD rates are 0.25% APY for a term of six months and 0.30% APY for a term of one year. The CD rates at Zions is 0.30% APY for a term of two years, 0.45% APY for a term of three years, 0.70% APY for a term of four years and 0.95% APY for a term of five years respectively. These competitive rates coupled with the convenient features that come with it make the Zions Bank certificate of deposit a good investment option for many investors.
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December 19, 2011
Are you looking for the top CD rates available in the market at any given point of time? If so, then you have come to the right place because in this blog we provide you updated information about the CD rates and features of different banks so that you can make informed financial decisions.
Today, we will bring you an update on the Wells Fargo Bank CD rates and features to help you decide if this is the best option for your money.
The current Wells Fargo Bank CD rates are 0.15% APY for a period of eleven months, 0.55% APY for a period of 26 months, 0.90% APY for a term of 39 months and 1.15% APY for a term of 58 months respectively. These are special offers going on at this time and the minimum amount required to open any of these accounts is $5,000. Other than these special offers, the regular CD rates at Wells Fargo Bank are 0.01% APY for a period of three months, 0.05% APY for a term of six months and 0.05% APY for a term of one year. These regular CDs require a minimum balance of $2,500 and they will automatically renew at the end of the period. It is up to to withdraw the money if you need it within seven days after the end of the term period.
These Wells Fargo Bank certificate of deposit rates are fairly competitive in the current market conditions and this makes it a good form of investment for anyone looking to earn interest on a sum of money that they will not need during the term period.
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May 26, 2011
This is a new bank that we haven’t looked at before, but which has some top CD interest rates worth considering in today’s low-return, competitive market. Umpqua Bank is located in Oregon and has branches in many areas of the state. The bank offers only two types of Umpqua Bank certificate of deposit: 180-364 days and 12-17 months. But the Umpqua CD rates are in tiers inside these terms, according to deposit amount.
Minimum deposit to open and maintain is $1,000, but higher deposits can result in higher returns. For $1,000 to $99,999.99 on a 180-364 day term, yields are 0.30% annual percentage yield (APY). For a Jumbo CD ($100,000+), CD rates at Umpqua for this term are 0.50% APY.
On the 12-17 month terms, deposits of $1,000 to $49,999.99 have a return of 0.35% APY which is competitive right now. For $50,000 – $99,999.99 in deposits, this term gives a 0.40% APY. Then for a jumbo deposit of $100,000 or more, Umpqua Bank CD rates are 0.75% APY.
These accounts all come with free online banking, but like most certificate of deposit accounts, they have a penalty for early withdrawal.
Umpqua also offers another type of CD, the Umpqua CD rates in advantage CDs are the same, but have a $5,000 minimum deposit requirement and you must have another Umpqua account to link to (checking or savings). The “advantage” here is in the ability to set up an automatic or periodic deposit directly from another Umpqua account. This means you can use the Advantage account as a sort of personal savings account and certificate of deposit account rolled into one.
Umpqua Bank is, of course, fully FDIC insured.
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April 7, 2011
Top CD Rates wants to assist the United States buyer to be more knowledgeable in the subject of investments, and to do this we are giving the rates from Trustmark CDs and Financial Solutions straight to the consumer with complete accuracy.
You can sleep restful at night because Trustmark certificates of deposits are deposited into businesses that have been around for more than a century in the southern state of Mississippi. Texas and Florida have been recently included in this growing enterprise.
Currently, Trustmark CD rates are accessible only by calling the customer service department using this toll free phone 1-800-243-2524, or the 1-601-961-6000, ( Jackson, MS) open 24/7 for your convenience. When you call for the best CD rates you will get a real person. We are open 7am -7pm, Monday through Friday, and on Saturday 9-2pm. Internet communication not currently accessible. Rates can be sent by email or by phone.
One thousand dollars is the smallest deposit allowed by Trustmark CD. Prime terms range from 5 years to 30 days and the patron can keep the interest or let it keep growing in the bank with top CD interest rates.
To access the updated Trustmark CD rates please call their customer service department.
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March 5, 2011
Today at Top CD Rates, we’re going to have a look at the latest in CD rates at TD Bank and find you the top CD interest rates available there. There are several flavors to choose from, so let’s get started.
TD CD rates start with basic accounts. These TD Bank certificate of deposit accounts have only one term: 11 months. For that term, which requires a $250 minimum deposit to open, the TD CD rates are 0.50% annual percentage yield (APY). This is the most basic form of CD at the bank.
No Catch CDs are another offer which also has a very low $250 minimum to open and maintain. These come in two terms, a special 6 month and a 12 month term. The TD Bank CD rates for the 6 month term is 0.35% APY and for 12 months is 0.30% APY. Both allow a penalty-free withdrawal during the term.
Probably the most popular account for TD Bank certificate of deposit offers, though, is the Step Rate CD. These have a 3 or 5 year term in which each successive year gains a higher percentage yield than the last.
The 3 year Step Rate offers TD CD rates of 0.75% APY for the first year, 1.00% APY for the second, and 1.39% APY for the third for an average rate of 1.05% APY for the life of the certificate.
The 5 year Step Rate gives CD rates at TD Bank that start at 0.80% APY, go to 0.95% APY the second year, then 1.14% APY the third, 1.24% APY the fourth, and 2.23% APY the fifth for an average of 1.28% APY over the five year span.
All accounts at TD Bank are FDIC insured.
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